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Future Billionaires Club

Save and Invest with Future Billionaires Club

Join Future Billionaires' Club — a club where your savings, your investment, and your future are owned by the people they serve. Open a savings and investment account, top up via mobile money — all in one place.

468
Active members
1
Branches serving you
Operating since 2018
8 years serving members
Cooperative regulator
Operating under cooperative oversight
Member-owned
One member, one vote at the AGM
Externally audited
Annual audit + supervisory committee
Why FBC Ghana

Built around the members it serves.

Not a commercial bank chasing margins — a cooperative where every member is a part-owner and a stakeholder in our shared success.

Member-owned

Your savings fund your neighbour's loan, and the profits come back to the membership. Every member has a voice at the AGM.

Competitive rates

Member-friendly interest on loans, attractive yields on savings and fixed deposits — without the corporate markup.

Mobile-first banking

Deposit and repay via mobile money, track your savings goals, see your loan schedule — from your phone, anywhere.

Secure & regulated

Operating under cooperative regulatory oversight with proper loan classification, provisioning, and audit-trail discipline.

Quick decisions

Loan applications reviewed by people who know the community — not a faceless underwriting algorithm.

Human support

Walk into any branch or message us — get a real person who knows your account and your story.

Savings

Save with purpose.

From everyday savings to fixed-term deposits and goal-based plans — pick what fits your future.

Investment

Member savings account with attractive interest and flexible terms.

12.00% annual interest

Promotion

Member savings account with attractive interest and flexible terms.

5.00% annual interest

Savings

Member savings account with attractive interest and flexible terms.

5.00% annual interest
Minimum balance: GH₵ 10.00
Open a savings account
Visit us

Find your nearest branch.

Walk in. Open an account. Talk to a real person about your loan or your goal.

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Ready to start?

Join the cooperative today.

Become a member, open an account, and start building together. We respond to every inquiry within 2 business days.

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